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Essay on “If I Were A Millionaire” Complete Essay for Class 10, Class 12 and Graduation and other classes.

If I Were A Millionaire

6 Best Essays on ” If I Were a Millionaire”

Essay No. 01

We have often heard old people advise the young ones not to indulge in wasteful talk about the past and future by quoting the following lines from H.W. Longfellow:

“Trust no future, however pleasant,

Let the dead past bury its dead.

Act, act in the living present,

Heart within and God overhead.

But there will hardly be a man or woman who has never indulged in daydreaming. It may be sheer wastage of time but this at least shows some of the ambition of a man.

If I were to become a millionaire, I shall use the money in my own way. Do you think that I shall have a luxurious air-conditioned bungalow to take repose in, a big limousine to take me from one place to another, several servants to attend to me and be at my back and call every moment? My answer to all this would be an emphatic “No.”

India is a poor country. There are many people in India who can’t get two square meals a day, not to mention the comforts and luxuries of life. They don’t have even a very small room where they can find a response. They don’t have clothes to perfect themselves from the chilly winter. Though the Government has opened a few night shelters, they are insufficient; therefore, I will open more night shelters.

I find that many people still die for want of proper medical aid. I would therefore open a dispensary for the poor. This will save them from the jaws of death.

Many people particularly villagers have no means of recreation. I will open socio-cultural centers at such places for their recreation. I will open orphanages and widow houses for the orphans and windows. They will live and work there in an honorable manner. Through the Government has tried its best to open secondary and primary schools in almost every village of the country, little progress seems to have been made in the direction of adult education. It is a Herculean task. I will close three or four villages for this purpose. I would provide the necessary establishment there and intensity the adult literacy program.

There are still certain villages where the villagers have not yet been able to free themselves from the clutches of the village moneylender who always charges an exorbitant rate of interest on the money, he lends to them. So I shall start a co-operative society to feed a few villages which are situated near to each other. The Society will lend money to the poor farmers. Besides money, it will supply them with good manure and fertilizer.

This is how I will make use of my money if I become a millionaire. There will be people who will jeer and mock me for my foolishness of spending my money in this manner but they perhaps do not realize that the inner happiness and man get out of helping the poor and needy is something which is far more valuable than the sensual pleasures that a man can purchase from the money he has.

500 Words


Essay No. 02


If I were a Millionaire

The modem age is a materialistic age. Virtually; there is a rule of money all over the world. In reality, almost everybody is after money whatever he may profess to be or profess to do.

It need not be stressed that now everybody wants to become a millionaire. Normally, it is very difficult for a poor man to become a millionaire. But there are certain channels and means such as a jackpot lottery, G.K. Competitions, literary and other prizes, etc. which can make even a pauper realize his dream of becoming a millionaire if he is lucky.

In the normal course, I cannot think of becoming a millionaire. It can happen only if I get some lucky stroke. But I have the power of imagination and I can become a millionaire at least in my imagination.

If I were a millionaire, I’d use my wealth most judiciously and that for positive purposes for me and my family and for others. I’d help the poorest children to get an education. I’d pay for their books, fees, healthcare, and even food and clothing, if necessary.

I’d open dispensaries and schools in rural areas. I’d start a chain of factories to increase industrialism and provide employment to thousands of unemployed meritorious young men and women.

I’d provide a park for children in my own locality. I’d help all my poor relations and acquaintances. I’d help the Municipal Committee of my town to arrange sewerage in the whole town.

I’d donate liberally for all kinds of victims such as floods, famine, cyclones, earthquakes, communal riots, terrorism, etc. And even more than that, I’d not hesitate in doing social service with my own hands irrespective of the amount of wealth and luxuries I may have.

300 Words


Essay No. 03


If I Were a Millionaire


Millions and millions of people in India live from hand to mouth. They are below the poverty line and somehow keep their bodies and souls together. A few of the Indians are millionaires and multi-millionaires. They can be counted on your fingers. But I wonder how did they get so much wealth, and how do they manage all their fabulous wealth. No doubt money begets money, but it is not easy to earn wealth. It is still more difficult to use money properly. Many people get spoiled because of their wealth. They acquire bad habits like gambling, drinking, womanizing, etc. There are family feuds, fights, and quarrels because of the wealth. Money is power but power is said to corrupt people, if not properly managed and handled.

The idea of becoming one of the millionaires of the country is very exciting. But how can I get so much money is a big question. Perhaps by winning a couple of bumper lottery prizes. That is the only way of my becoming a millionaire overnight. What a daydreaming indeed! But what should I do with millions of rupees won through lotteries? The question makes me think over the matter for some time. I would like to consult my parents, friends, and well-wishers in the matter. But would it not be, like, counting one’s chickens before the eggs are hatched. They would think that I had gone mad. Therefore, I would confine the matter to myself and plan to utilize the money as best as I can.

If I were to possess millions of rupees overnight, first of all, I would purchase a good one-storied house with sufficient open space, lawns, and a garden for my parents. I belong to a lower-middle-class family. My father is a government servant and on the verge of retirement. All his life he has been struggling hard to give me and my elder brother and younger sister the best possible education and care. My mother is a simple, god-fearing housewife. Her love has been a great inspiration and treasure for all of us. Therefore, I would like that my parents live happily in comfort and ease, in a good house, for the rest of their life. I would employ a full-time maidservant to help my mother with her work. Then, I shall see that my sister and elder brother are provided well with their requirements. My brother is in English honors (B.A.), and very fond of books. I shall purchase a number of books of his choice and make a nice study and library for him. My sister is still young and she is fond of dolls and toys. I shall purchase these for her.

I would like to go on a Bharat Darshan with my parents. India is such a vast country full of great historical monuments, fascinating sea-shores, hill stations, centers of tourist interest, and places of pilgrimages. I shall tour the entire country and have first-hand experience of the land, the people, and the places. My parents are very devout and pious. I shall take them to centers of famous pilgrimages for their pleasure and satisfaction. Next, I would like to give a number of scholarships to the needy and meritorious students at the school level. I know many students in my school who are very intelligent, industrious and brilliant in their studies, but very poor. They cannot afford to buy even textbooks, let alone help and reference books. I have seen them shivering in winter for want of woolens. I would supply them with these necessities. A portion of my lottery prize I would put in a fixed deposit in a bank and with its interest, the boys and girls would be given stipends and scholarships.

I would not like it that my money gets less and less with the passage of time. I would see that it increases day by day and then it is used for good purposes. Keeping this in view I intend to establish a factory producing some such articles which can easily be exported to foreign countries. Thus, the factory would employ a number of skilled and semi-skilled workers and earn valuable foreign exchange for the country. I would also see that the workers of my factory are looked after well. They shall have proper housing, medical, entertainment, and educational facilities for themselves and their children. Further, they would be allowed to share the profits of the company by participating in its share capital and management. Thus, there would be no labor problem. With the profits of the factory, I shall open a number of free dispensaries, libraries, and schools for the public. I shall also try to fulfill the moral and religious needs of the society by building temples, water-huts for the summer season, and a big Dharamshala or a rest house. This will please my parents in no small measure. They are so religious, compassionate, and kind by nature. Thus, if I come to possess millions of rupees by winning a couple of lottery prizes, my main object will be to utilize the money in the above manner for the good of the people and my parents and family. In my opinion, these are some of the best constructive ways and means to utilize the unexpected great fortune I may come to possess. May God grant me this huge fortune and bless my above plans.

900 Words


Essay No. 04

If I Were a Millionaire


Money is the most sought-after commodity of today. A poor man is of no importance to society. His pains and difficulties are ignored by everyone around him. On the other hand, a rich man is treated with consideration and courtesy. He is respected and his whims are obeyed instantaneously. The world is at his beck and call. The law thinks twice before punishing him. There is an opinion that a rich man can commit no crime.

It is therefore not surprising that to become rich is the sole aim of people today. I also dream of becoming rich and influential. I also want to feel the pleasure of being served by those very people who once looked down upon me. I want to experience the power of money.

If I were to become a millionaire, I would first of all think of ways and means to spend the money in such a manner so as to generate more money. I would invest it in real estate because the prices of the property are increasing every day. Next, I would spend some money on buying the latest designer clothes. I would buy the latest model car in the market. I would buy a bigger house. I would refurbish my house and make it very luxurious. I will hire the best help and make them do my bidding. I would walk into the up-market stores and behave very snobbishly with the people there.

I would then travel abroad, especially to the USA and England. With my money, I am sure that the embassy staff will not dare to refuse to issue me a visa. Once abroad I will look down upon all those white men who generally look down upon us Indians.

After I have enjoyed all the comforts the money can buy to my heart’s content, I will build a charitable hospital with an ultra-luxurious ward for the rich. I will charge an exorbitant amount from them and spend the profit on the charitable wards of the hospital

I will thus try to pay back all those people who treat middle-class and poor people with contempt in their own coin.

350 Words


Essay No. 05

If I Were a Millionaire


Million rupees is quite a big sum, even when the rupee is so much devalued. Oh! How wonderful it would be if I were ever to get a million rupees and what, yes, what would I do with it. Just let me think and make out my plans for, one never knows when Lady Luck comes and knocks at my door and I am found napping. So let me put on my thinking cap and start, yes start.

If I were a millionaire, would life have to change for me? Would I spend it all on myself and my family? But, how would I do that, I already have all that I want for a comfortable and happy living, how and what would I add? Could then I will be in a position to help others in need, with that money, as, with a million to spare, I could render a lot of help to several people in need.

Yes, yes, that is the moot point would I spare it or take it as if it was my earning and cling to it as, we all cling to hard-earned money for it was to be in reality my earning, the earning of my luck, if not my hard work. However, in better moments I’d think I manage to fulfill all my needs with the normal income what can I do with an extra amount of money, and that also so much of it. Oh! I’m confused and I cannot visualize what would be right for me to do in the very circumstance.

Come on, come out of the labyrinth of confusing thoughts, it is really difficult to plan expenditure of an unexpectedly huge amount of money that’s true but, I remember I have some specific plans which have been eating dust due to lack of money reserves, now is the time to fructify those very plans. I have some plans which would only be possible if God would bless me with a gift of such money that I could conveniently spare. Such money, I would love to use more for the benefit of others than for the fulfillment of my desires

This is because I know that the desires of man are unlimited and unending. No matter how much we have, we can never feel satiated. But God is great and He has given me the satisfaction in as much as I have, and this money I would definitely like to spend for the benefit of others.

I would spend all this money as my contribution towards man’s basic needs. A storehouse of knowledge would be constructed in the shape of a public library, at the doors of which, poor people would get educated. This education may not be in the form of a formal kind but this education would help in making the poor, moral and self-reliant. This library would have books that, besides knowledge, would also give the readers insight into their behaviors. I would also start for the poor only some vocational centres where they would be taught skills by virtue of which, they would, at a later stage be able to earn a livelihood.

The plight of the poor sick in our country is absolutely heart-rending. I would like to ensure the treatment of the urban poor in good, well-established hospitals. This would be financed by me for at least a few patients.

In today’s fast-moving and uncaring society, I feel that the old people have a very sad and dejected life. Old age homes for the poor old would also find a place of priority in my list of services I would like to render. The plight of the old makes my heart cry and I wish I can do something for them. If I ever get a big amount of money to spare, establishing old age homes would find a place in my list of services.

So, if I were to become a millionaire these items would remain in the top priority of expenditure. Why I chose these areas of service – the cause is not far to see these are the areas that have remained untouched by anyone safe and they are the greatest sufferers in today.

As far as I am concerned, I feel, I may take a short holiday with my family, and that is all I’ll spend on myself, as, the rest of it all, I’ve got it all. I would love to be, of some little use to someone else, some of my less lucky brethren. So, if I ever become a millionaire, I would spend all the money on my comrades for, I genuinely believe they have a share in all that God gives me.

550 Words


Essay No. 06

If I Became A millionaire

It has been said that “If wishes were horses, even beggars would ride”. However, it is wonderful to have wishes. Even though our wishes may not come true there is no harm in dreaming. I often dream that I have become a crorepati. I am not a “poor” man but I would like to have so much money that I could do something for those who are less fortunate than me. I do not see any harm in having every luxury for myself if in turn, I can do something worthwhile for the poor.

It has been my dream to see each child well-nourished. When I see children on the streets with no food, I feel a great sense of pain. Although their parents try their best, they cannot provide their children with food, clothing, and shelter. Then they turn to beg. They live in pathetic conditions. They do not get an education and continue to live in the darkness of ignorance.

If I were an arabpati I would do my best to provide permanent shelter, food, and clothing for the poor. I would open schools for them where the children could learn all that I have learned in my school. I would help them to be so independent that they can find fruitful employment for themselves in the future.

Besides this, I would build hospitals so as to provide them with good medical facilities. India has progressed a lot and we do have some good medical facilities but the poor people cannot afford these. If a poor child is sick, there is every possibility that he may die due to the lack of medicines and doctors. I would like to build a hospital with modern facilities where people will get medical assistance free of cost. I would donate money to social service organisations like destitute homes, orphanages, homes for the aged, and reformatories. When one becomes extremely rich, one tends to forget the plight of those who are less fortunate. My motto would be, “live and let live”.

In fact, I would do all that I could for my parents too so that they may not have to break their backs working for us. I would make them so comfortable that even in their old age they would feel great to be alive. I would like to enjoy the fruits of money but I would always remain sensitive and sympathetic to the agony of those who are less fortunate. In fact, I would use my riches to serve humanity and make this world a better place to live in.

450 Words


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  1. Mansi says:

    Thanks for help

  2. Zeenia Ahmed says:

    It was really informative!😄

  3. Adewale sefunmi says:

    Thanks alot

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