NSQF Practical Guidelines and Project 2018 of “Banking and Insurance (411)” for Class 9 CBSE

PRACTICAL GUIDELINES

CLASS–IX BANKING AND INSURANCE (411)

1. MINIMUM PASS MARKS

The Minimum number of marks required to pass in this subject is (33) percent in both written papers and practical examination separately.

2. Marks for record, Viva Project etc., in respect of Secondary School Curriculum (Under NSQF) OF School Certificate Examination:

 Marks allotted for Project file, Viva Voice etc., should separately stated in the answer book (if answer-Books are used) and added to the marks given for other items. The projects and the practical records, duly punched should be returned to the students concerned immediately after evaluation.

3. Assessment of performance.

 (a) The examiner (internal) is assigned for the conduct and assessment of Practical Examinations in Secondary School Curriculum (Under NSQF) . Viva examinations should be conducted by the internal examiner only. Question should be more of General nature, based on project work and should not be beyond the curriculum. Investigatory Project especially those that show considerable amount of effort and originality, on the part of the student, should get suitable high marks, while project of a routine or stereotyped nature should only receive suitable marks.

(b) In the assessment and award of marks, follow strictly the marking Scheme which is given in the list of practical I.e. provided to the Examiners/Schools at the time of Examination.

4. Procedure for Record of Marks in the Practical and VIVA.

The examiner will indicate separately marks of project file and Viva Voce and should keep the record of the same.

The subject Teacher in charge of conducting practical may assign practical activities to the students so as to generate interest in students in the subject. Project may be based on BANKING Concepts based on Unit 1,2,3,4, and 5.

Project for the final practical’s is given below:

a) You are a student of Class IX wish to open an account in the nearest bank. Which nature of account is most suitable for you? Give reasons in support of your answers. Explain the procedure followed by you to open such kind of account. Also collect various forms used for banking purpose like pay in slips, withdrawal slips, form for draft, Account opening form etc. and paste duly filled forms in your Project file.

 b) Suppose you are an agent of LIC of India, collect various details of your organization and present a picture of your organization in such a way that the customers should be attracted. Explain the importance of Insurance policy to your client.

 Project – 40 marks

Students should make a project file on the basis data collected of the above projects in the proper format. The marks can be allocated based on the quality of work done by the students as per the Curriculum

Viva based on Project – 10 marks

 The examiner conducting the final practical examination should ask verbal questions related to the project. If no project has been assigned /made by the students, viva must be based on subject as per the Curriculum only. E.g. Various deposits accepted by banks, Utility services offered by the banks, questions related to introduction of Insurance etc.

Parameters                                                                                                    Marks                                                                                                           

You are a student of Class IX wish to open an account in the nearest bank. Which nature of account is most suitable for you? Give reasons in support of your answers. Explain the procedure followed by you to open such kind of account. Also collect various forms used for banking purpose like pay in slips, withdrawal slips, form for draft, Account opening form etc. and paste duly filled forms in your Project file.    20

Suppose you are an agent of LIC of India, collect various details your organization and present a picture of your organization in such a way that the customers should be attracted.                                                                                                                             20

VIVA(strictly based on curriculum)                                                                                   10

 Total                                                                                                                                   50