NSQF Practical Guidelines and Project 2018 of “Elective Banking (785)” for Class 11 CBSE

 PRACTICAL GUIDELINES

CLASS–XI ELECTIVE BANKING (785)

1.MINIMUM PASS MARKS

The Minimum number of marks required to pass in this subject is (33) percent in both written papers and practical examination separately.

2.Marks for record, Viva Project etc., in respect of Secondary School Curriculum (Under NSQF) OF School Certificate Examination:

 Marks allotted for Project file, Viva Voice etc., should separately stated in the answer book (if answer-Books are used) and added to the marks given for other items. The projects and the practical records, duly punched should be returned to the students concerned immediately after evaluation.

3.Assessment of performance.

 a) The examiner (internal) is assigned for conducting and assessment of Practical Examinations in Secondary School Curriculum (Under NSQF). Viva examinations should be conducted by the internal examiner only. Question should be more of General nature, based on project work and should not be beyond the curriculum. Investigatory Project especially those that show considerable amount of effort and originality, on the part of the student, should get suitable high marks, while project of a routine or stereotyped nature should only receive suitable marks.

b) In the assessment and award of marks, follow strictly the marking Scheme which is given in the list of practical I.e. provided to the Examiners/Schools at the time of Examination.

c) Marks awarded for Project / Practical activities and viva, must be separately recorded in Rough sheet and then total marks should be uploaded. Evidences should be maintained for the same.

d) If irregularities are perceived by examiner in the conduct of the Practical Examination these should be included in the examiner’s report and should be sent to the Asstt. Secretary (A.B. Cell) within three days after the end of practical examination.

e) The external examiner if any should assume responsibility of deposit of award list to the Board.

4.Procedure for Record of Marks in the Practical and VIVA.

The examiner will indicate separately marks of project file and Viva Voce and should keep the record of the same.The subject Teacher in charge of conducting practical may assign practical activities to the students so as to generate interest in students in the subject. Project may be based on BANKING Concepts based on Unit 1,2,3,4, and 5.

Project for the final practical’s is given below 

1) Visit the websites of five different commercial banks (Three Public sector and two private sector banks) and get the details of the various Retail Banking Products offered by them.

2) Prepare a comprehensive report for each of these banks covering the following:

 a) Retail banking product (One asset and one liability product) best suited for the people in different stages of the cycle e.g. a young executive who recently joined the job, A housewife, an elderly lady with no dependents, A retired person, A member of armed forces etc.

 b) List various documents to be submitted by the customers for applying for each product. You can obtain sample forms from any of the banks.

 c) Explain the operational details for each of the products.

Project – 30 marks

 Students should make a project file on the basis data collected of the above projects in the proper format. The marks can be allocated based on the quality of work done by the students as per the Curriculum

Viva based on Project – 10 marks

 The teacher conducting the final practical examination should ask verbal questions related to the project. If no project has been assigned /made by the students, viva must be based on subject as per the Curriculum only. E.g. Various deposits accepted by banks, Utility services offered by the banks, questions related to introduction of Insurance etc.

Parameters                                                                                                                Marks

Visit the websites of five different commercial banks (Three Public sector and two private sector banks) and get the details of the various.Retail Banking Products offered by them.                                                                                                                         10

Prepare a comprehensive report for each of these banks covering the following:                                                                                                              20

a) Retail banking product (One asset and one liability product) best suited for the people in different stages of the cycle e.g. a young executive who recently joined the job, A housewife, an elderly lady with no dependents, A retired person, A member of armed forces etc.

b) List various documents to be submitted by the customers for applying for each product. You can obtain sample forms from any of the banks.

c) Explain the operational details for each of the products.

VIVA(strictly based on curriculum)                                                                                  10

Total                                                                                                                                    40